If you are wondering how to cash out PayMaya without card, we at Techiestuffph.com will help you answer this question. Before withdrawing money from your PayMaya account, you need to keep in mind 8 things.
8 Things To Remember
1. You need to upgrade your PayMaya account before you can withdraw your money via ATM.
After you sign up for an account either via app or Messenger, you can add money to your account and pay bills, buy loads or purchase stuff online using your in-app virtual card.
But you can enjoy additional benefits when upgrading your account like an increased account limit (P50,000 to P100,000). You can send money to other PayMaya users free of charge and withdraw money from ATMs.
2. You can upgrading your account online or at a Bayad Center branch.
There are four steps you need to take to upgrade your account.
Step 1: Open your PayMaya app, tap on the Menu icon (Android devices) or More (iOS devices). Tap Upgrade for Free.
Step 2: Fill in the application form. Follow the instruction to take photos of your IDs.
Step 3: You will receive an upgrade validation code through SMS.
Step 4: Contact @PayMayaCares to set up a meeting with one of the representatives through video call.
If you want, you can also head to a participating Bayad Center for the fourth step.
If you are under 18 years old, you will need to ask your parents or guardian to fill out the consent form for minors rather than the regular upgrade application form. Bring the completed form along with two valid IDs of you and your parents/guardian to the Bayad Center branch.
If you have more questions to ask, call (63 2) 2263000.
If you have the PayMaya app’s latest version, you can start a call with one of the staff right from the app. All you need to do is tapping Upgrade for Free. You will need to provide your ID photos and all the necessary details before tapping Start Video Call.
3. Upgrading is free
You don’t have to pay any fee when upgrading your account. If you are asked to pay or encounter any suspicious request, call PayMaya at (632) 845 7788, 1800108457788 (toll free) or dial *788.
4. Don’t provide your account password to anyone
No PayMaya representative will ask for your card details or account password.
5. You can only withdraw your money if you have a physical Visa payWave card or PayMaya Visa EMV.
So to answer the question of how to cash out PayMaya without card, well, it is not possible. In order to be able to withdraw from an ATM, you need a physical PayMaya card. Your virtual card won’t work.
If you don’t have a physical card, go to the store on PayMaya’s official website to purchase one. You should not purchase cards from unverified shops or third-party sites to avoid fake ones.
In case you lose your card, you can block it through the PayMaya app.
Step 1: Open your PayMaya app, tap on the Menu icon (Android devices) or More (iOS devices).
Step 2: Tap My Cards.
Step 3: Choose the card that you have lost and tap Block Card.
>>> Related: GCash Vs Paymaya: Choosing The Right e-Wallet App
6. After your account is upgraded, you can withdraw from any BancNet ATM.
If an ATM has the BancNet label, it means you can withdraw using your PayMaya card here. It is worth noting that the ATM withdrawal fee depends on the bank. For example, for Landbank ATMs, you have to pay P5 per transaction while it is P15 for BPI, BDO, and other banks.
7. Use a 6-digit PIN to withdraw money
Your 6-digit Pin is set when you link a PayMaya card to your app for the first time. If you link different physical cards to your PayMaya account, your PIN won’t change.
If you forget your PIN, you can reset it by tapping Reset PIN under My Cards.
8. If an error happens when you try to withdraw your money
You can try
- Check if you have upgraded your account.
- Reset your PIN.
- Contact @PayMayaCares via Facebook.
- Call PayMaya at (632) 845 7788, 1800108457788 (toll free) or dial *788.
How to cash out money from PayMaya FAQs
How to cash out PayMaya to Smart Padala
Step 1: Ask your Smart Padala agent for the 16-digit account number.
Step 2: Open your PayMaya app and tap Send Money.
Step 3: Fill in the mobile/account number field with the 16-digit account number.
Step 4: Input the amount of money and click Continue.
Step 5: Check if the transaction details are correct before hitting Send.
Step 6: To get the money, the Smart Padala agent store must be open. Take a valid ID with your as well as your smartphone, and the transaction’s reference number.
How to cash out PayMaya in 7-eleven
At the moment, you can only cash in at 7-eleven stores.
How to cash out Paymaya without upgrade
It is not possible to withdraw money from an ATM without upgrading your PayMaya account.
So that is our answer to how to cash out PayMaya without card and how to cash out from PayMaya.